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CREATE OR REPLACE FUNCTION get_transactions_exceeding_user_total_balance()
RETURNS TABLE (
    user_id INT,
    user_name TEXT,
    transaction_id INT,
    transaction_name TEXT,
    transaction_amount NUMERIC,
    transaction_date TIMESTAMP,
    calculated_total_balance NUMERIC
)
LANGUAGE plpgsql
AS $$
BEGIN
    RETURN QUERY
    WITH cumulative_totals AS (
        SELECT
            u.user_id,
            u.user_name,
            t.transaction_id,
            t.transaction_name,
            tb.spent_amount AS transaction_amount,
            t.date AS transaction_date,
            SUM(tb.earned_amount - tb.spent_amount)
                OVER (PARTITION BY u.user_id ORDER BY t.date)
                AS calculated_total_balance
        FROM transaction_account ta
        JOIN "user" u ON ta.user_id = u.user_id
        JOIN transaction_breakdown tb ON ta.transaction_account_id = tb.transaction_account_id
        JOIN transaction t ON tb.transaction_id = t.transaction_id
    )
    SELECT *
    FROM cumulative_totals
    WHERE transaction_amount > calculated_total_balance
      AND transaction_amount > 0
    ORDER BY user_id, transaction_date DESC;
END;
$$;